🏦 Loans & Mortgage Calculators
Work out monthly payments, total interest, and payoff timelines for mortgages, personal loans, car loans, and credit cards. Every calculator uses the standard amortization formula lenders use, so the numbers match your loan statement.
Compare modeled renter and owner net worth with symmetric cash-flow and investment assumptions.
Open calculator →Solve the nominal annual rate implied by a fixed loan principal, monthly payment, and term.
Open calculator →Model weekly straight-time pay, the regular rate, and an additional overtime premium.
Open calculator →Estimate home-equity borrowing capacity, combined LTV, fixed monthly payment, interest, and fees.
Open calculator →Model interest-only HELOC draws, the balance entering repayment, later amortized payments, and equity capacity.
Open calculator →Compare smallest-balance-first snowball and highest-APR-first avalanche payoff plans with a constant monthly budget.
Open calculator →Estimate a closed-end auto lease payment by separating depreciation, rent charge, payment tax, and signing cash.
Open calculator →Build a year-by-year schedule for a fixed-rate, fully amortizing loan.
Open calculator →Estimate how fixed extra monthly principal changes a mortgage payoff date and remaining interest.
Open calculator →Convert a home down payment between cash and percentage, then estimate the loan amount and LTV.
Open calculator →Estimate APR for a regular fixed-rate loan with equal monthly payments and upfront finance charges.
Open calculator →Compare a current fixed loan payment with a recurring extra payment and estimate time and interest saved.
Open calculator →Estimate your monthly mortgage payment, total interest, and payoff cost from the home price, deposit, rate, and term.
Open calculator →Calculate the monthly payment (EMI), total interest, and total cost of any personal or fixed-rate loan.
Open calculator →Work out your monthly car payment after down payment and trade-in, plus the total interest on your auto loan.
Open calculator →See how long it takes to clear a credit card balance and how much interest you'll pay at a given monthly payment.
Open calculator →Find out how much house you can afford based on your income, debts, and down payment.
Open calculator →See your monthly savings and break-even point when refinancing a mortgage or loan to a lower rate.
Open calculator →Calculate your DTI ratio — the number lenders use to decide how much you can borrow.
Open calculator →Estimate your monthly student loan payment, total interest, and payoff cost.
Open calculator →